Retro, I am sure that monastic life allows you a more stringent focus on all aspects of practise. That's deffo a plus
Perhaps my opinion - and it is nothing more than that
- is biased from the impression I have gotten from my Christian background, but it appears to me that a key component of monastic life is to minimize "temptation". And while I'm aware that there is much more to practise, I hope the following example illustrates my personal unreadiness with the monastic approach.
I mean, a whole lot of practise is aiming at guarding the sense-doors. One way obviously is by strengthening the "internal" guards and level of awareness. The other is by minimizing exposure. That to me, this latter part feels a bit like a cop-out, like removing options to ensure that one doesn't pick the "wrong" choice.
By doing so, you may start feeling confident that you have mastered some restraint, even though this is just based on lack of opportunity. I want to be sure I can overcome craving and clinging while it is a very real "threat", or I cannot feel I have safely mastered this challenge.
If your path in that respect is clear and you do not have such reservations, good for you
I, myself, just want to make sure I'm not falling into a "the grass is greener on the othe side" of practise of an -perhaps - idealised perception of renunciate lifestyle that leads to a illusionary sense of "safety" due more to lack of options/choice rather than proper safeguarding mind and sense-doors.
This is just part of it, though, but I am afraid I cannot make my personal concern much clearer than that