Both the squandering and hoarding of wealth are therefore deplored. The ideal disposition lies in a division into four parts: one part should be used by the householder for his own easy and convenience, two parts for his business or occupation, and the fourth should be used in case of adversity.* It is noticeable that no mention is made here of charitable contributions, and it is considered that the omission was intended since the amount of these is always left to the discretion and inclination of the giver.
* DN. III 188 (Sigalovada Sutta, DN 31.26)
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