I live in Salt Lake City, Utah, U.S. and am going to Bundanoon, NSW, Australia to ordain in November (of course, I'll be anagaraka for all of 2011, but I'm ordaining for life). I could have chosen the life of a college professor in comparative religion (got my MA-ABT right here), and I've been married, so I know what sort of successful secular life I could have led. However, there comes a time when you see enough of the Dhamma for yourself that cars and houses and computers and the whole shebang is simply boggling, as opposed to attractive.
Anyway, to do this I first settled all of my credit card debt, a sizeable sum coming out of grad school. That took a couple of years, but that sort of debt being unresolved is considered a theft (student loans are often not considered this way - your mileage may vary, check local listings). After that, I sent an application to Santi Forest Monastery and laid out my intentions, which were accepted.
These days I am slowly divesting myself of 'the stuff' we all accumulate, because when I leave in November I'm basically packing all of my remaining belongings. In this, I am guided by the advice and rules for what is and is not allowed at the monastery - they are happy to ease my transition into the community, all I have to do is ask important questions (for example, washroom facilities - am i going to be charging my electric razor, or do I need to pack a straight razor). Real basic stuff. It does allow me to be in a position to donate a lot of what I used to own - the computer I'm using right now, for example, will be donated to a good friend of mine who won't be able to afford one for a while otherwise.
So what is it all costing me? New passport fees, the Australian visa fee, the plane ticket (the big ticket item), one night in a hotel to fix jet lag, and a train ticket from Sydney to Bundanoon. Now, mind you there are a lot of places I could have gone, including one monastery in California that offers ordination (Thanissaro lives there, Metta Forest Monastery I think), but I chose Santi because I was lucky enough to be able to make the journey, and I prefer the environment and overall gestalt of Santi (for example, even the stars at night will be different than what I'm used to, highlighting the fact that I'm taking refuge solely in the Triple Gem).
In any event, local ordination ought to be possible - aside from California, I know there's a temple out in West Virginia of all places, so surely something can be found. Once you do, start making phone calls or writing letters, and while waiting for a response take some inventory of your financial obligations and decide how best to extricate yourself from them.
My only advice to you is patience.